Do you understant how a 401(k) works and enthusiastically contribute to one, do you know about hidden fees that can come with it?

The term return on assets (ROA) refers to a financial ratio that indicates how profitable a company is in relation to its total assets. 

A 401(k) plan is a type of retirement plan that is offered by employers for the benefit of their employees, named after Section 401(k) of the Internal Revenue Code. 

Deposits in the 401(k) plan are invested in stocks, bonds, and mutual funds, and will hopefully increase in value over time, giving employees money on which to retire